Welcome to Future Me, ASB's graduate programme!
Why is Future Me for Me?
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You'll get to experience working across different business units over the two years you're on the programme - You'll have access to a buddy and a team of mentors
- There'll be an induction week when you first start + regular get-togethers with the grads you started with for networking nights, community activities and six monthly check-in days
- You'll have a Graduate Recruitment Manager, who will be your contact and support person from when you apply, as you progress through the programme, to when we help you find a job as you come off the programme
- There'll be a shared learning project with the group of grads you started out with
- There's a real and genuine emphasis on work/life balance
- You'll have performance milestones and measures throughout each rotation so you and we can see how you're tracking
- There'll be on-the-job learning supplemented with relevant training courses
- You'll get a competitive salary package with great banking benefits
- You'll be working for a company that will encourage you to be your best every day and have opportunities to learn, grow and contribute
Our Graduate Programme
Relationship Banking
What does Relationship Banking do?
Relationship Banking manages high value customers within the Commercial and Rural markets. The Commercial Banking Segment and Operations & Risk are the two major teams within Relationship Banking that will be your home for the next 2 years. The Commercial Segment team develops strategy to enhance and grow ASB’s share of this valuable market. The Operations & Risk team provides oversight, ensures compliance, implements risk and process changes, and manages the operational and credit risk framework for the division.
What will I do on the Relationship Banking programme?
The focus will be to develop your analytical skills and learn about the intricacies of the Commercial segment; perform data analysis to help with strategy implementation; work with Marketing to deliver targeted communications to the Commercial market (including Maori Banking); and work with the frontline to develop tools, campaigns and initiatives to help grow target segments. In addition, you will learn about the operational risk management framework; what risks eventuate in our business units; how risk is mitigated; investigate risk incidents; and develop new processes and implement these changes in the wider business unit.
You will also spend three months in a customer-facing business unit getting to know our Customers, Colleagues and Communities + three months in a Risk function in the Bank.
Analytics – Credit Risk Analytics and Customer Analytics & Pricing
What does Customer Analytics & Pricing do?
Customer Analytics & Pricing (CAP) is divided into three core functions, plus a Business Intelligence team, which liaises with our internal partners in Technology. The analytics journey starts with Customer and Marketing Analytics to understand product, customers, and needs, then moves to Pricing to determine product or offer pricing, then to Reporting & Analytics for on-going measurement.
What does Credit Risk Analytics do?
Credit Risk Management’s job is to assess the financial health of our customers and extend credit accordingly. We do this by employing our own models, which rank potential and existing customers according to risk. Credit Risk Management is split into four main areas: Retail Analytics, Corporate Analytics, Credit Information and Credit Framework.
What will I do on the Analytics programme?
Working in the Credit Risk Analytics and Customer Analytics & Pricing teams, you will develop core analytical, database and reporting skills needed in a number of analytical industries.
In the Credit Risk Analytics team, you’ll gain end to end exposure of retail credit risk management from origination, account management, collections and recoveries. You’ll analyse portfolio quality, learn how the bank uses scorecards and statistics to improve decisioning, and assist in researching and implementing new credit risk initiatives. You will also be trained to use key tools including forecasting, provision and Basel II models.
In the Customer Analytics & Pricing team, you’ll learn how the Bank’s value chain fits together from distribution channels through operations, technology, finance, treasury, marketing and product management. You’ll get to put a business spin on your technical expertise by working right alongside business experts and get experience in and exposure across a large chunk of ASB’s products.
You will also spend three months in a customer-facing business unit (for example, in our one of our branches) getting to know our Customers, Colleagues and Communities + three months in a Risk function in the Bank.
I love the sound of Future Me!
How do I apply?
We'll be assessing you at each stage of the application process. If you get to join our team on the Future Me programme, this is how the full application process will go:
1) You'll apply online by clicking "Apply Now" with your CV, cover letter and university transcript*
2) You'll complete online testing, which assesses you on your numerical & verbal reasoning professionalism
3) We'll call and have a chat about you and Future Me
4) You'll attend an assessment centre day in Auckland, which will include an interview
5) We'll complete reference checks, a pre-employment security check and a credit check
6) If you've passed steps 1) through 5) with flying colours, we'll be making you an offer!
* In your careers profile under "Area of expertise", make sure you select the programme you are interested in. You can select as many programmes as you like.
