About BNZ
For 150 years BNZ has supported innovators, businesses, communities and families across New Zealand, enabling them to achieve their success. In those days, there were only a few of us, but now we number 5000!
Over the next five years we will invest more than $500 million to upgrade our 177 Retail Stores, expand our Partners Centre network to 30, and build state of the art systems to support our customers.
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We believe in thinking differently
BNZ is a market leader. That means doing things differently, doing them better and doing them first. Over the last year or two, we've been quietly re-defining what banking means to New Zealanders. And we've only just begun.
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We believe in doing the right thing
As a Principal Sponsor, BNZ is helping Plunket nurture the next generation and enable a high-achieving New Zealand.
BNZ Save the Kiwi trust in partnership with Department of Conservation and many others helped to bring 140 new BNZ Operation Nest Egg Kiwi into the world during 2010.
BNZ employees volunteered over 10,000 days in the last three years and the number of employees participating in community volunteer work has doubled every year.
BNZ became the first New Zealand bank to become Carbon Neutral.
And the right thing for our customers and staff, by acting ethically and responsibly at all times.
Watch BNZ's Youtube channel to learn more www.youtube.com/user/BNZTV/featured

Your Career with BNZ
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Where will your career take you?
One great thing that sets BNZ apart as an employer is the range of opportunities you get when you work here. There isn't just one career path; there's one for every one of our 5000 employees.
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Achieving your goals - and ours
Where your career leads to will be based on your individual development plan - a joint effort between you and your immediate manager, based on your own personal and professional goals.
We believe the key to achieving your goals is developing a strong working relationship with your team members and managers.
This creates an environment for success where your personal goals are met and we grow together as a business.
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Individual goals, team wins
Teamwork is a huge part of how we work at BNZ. So even though we place a big emphasis on individual development and career paths, working with others in teams is part of almost everyone's job here. The result is that workloads - and successes - are shared by everyone, not just one individual.
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Change jobs without changing employers (in NZ and Internationally)
Talk to people here and it won't take long before you meet someone who started in one part of the bank and developed a career in another.
We encourage everyone who works here to look for opportunities within the bank. After all, we employ some of the best people in the business, so we wouldn't want to see them go somewhere else! So a lot of the time when we have a vacancy, we fill it with someone who already works with us.
BNZ is part of the NAB Group, which means you can explore employment opportunities in Australia, USA and the UK through our group office

Graduate Programme

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Graduate Programmes
At BNZ we're passionate about our people, our customers and the communities in which we operate. Right now BNZ is redefining what banking means to New Zealanders, so as a graduate you're vital to our culture, to our reputation and , to our success and to our future.
Your imagination, dedication, focus and diversity will enable us to create and maintain strong relationships with our customers and communities drive our business forward and face challenges with confidence. Whatever your career ambitions, you may choose from a variety of graduate programs in specialist areas of the business such as risk, accounting and finance, business intelligence (BI) as well as banking in agribusiness, institutional, wholesale and more.
What’s more, we're part of the National Australia Bank (NAB) group - one of Australia's largest publicly-listed companies operating internationally - so a career with us could take you places you’ve never been.
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Agribusiness
Agribusiness is a specialist area of our BNZ Partners division. We've been working alongside New Zealand farmers and agricultural businesses for close to 150 years helping build one of the nation's strongest industries. Such depth and scale offers you exposure to a variety of industries, both large and niche, making your year as a graduate with us both exciting and rewarding.
Our network is spread across New Zealand to support Beef, Sheep and Dairy Farmers, Horticulturalists and Viticulturalists in all regional and rural areas. So you could find yourself in any one of our locations across the country - with a friendly team who'll help you settle in wherever you go.
To support your experience as a hands-on Agribusiness banker, you'll join the credit team in our Agribusiness Credit Centre (located in Hamilton) for a couple of months at the beginning of the programme. Your time there will equip you with the Agribusiness Finance knowledge you'll need in the field.
Our 12-month graduate programme includes:
- A one-on-one mentoring programme with a senior member of our team
- Exposure to our Credit Centre
- Opportunities to network with other Agribusiness specialists across the BNZ
We're looking for people with a passion for agriculture and who possess an understanding of the unique challenges and conditions facing our primary producers. You need to be excited about using your year as an Agribusiness graduate to explore different industries.
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Criteria
As well as fulfilling our Graduate Programme eligibility requirements, you'll also need to:
- Have an understanding of the agricultural industry, from study, work or life experience
- Be a high achiever – we're looking for consistent academic results plus other achievements in the community, sports, and positions of responsibility
- Communicate well with people at all levels, from all walks-of-life
- Love learning and developing creative solutions to complex problems
- Be a motivated, confident team player
- Be conscientious, honest and flexible
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Application Information
To apply for our Business Intelligence Graduate Program you'll need to:
- You’ll be required to complete an online application - this is your chance to sell yourself, tell us your story and why you're right for BNZ. You will be asked to include your CV, Cover Letter, Academic Transcripts and details of your community, leadership & sporting achievements and work experience.
- You’ll be required to complete an online assessment to support your application
Subject to meeting the required criteria and being successful through each stage, you can expect the following steps:
- Participate in a telephone interview – a member of the Talent Acquisition team will call you to find out more about your career ambitions, studies, and achievements.
- You may then be required to complete an additional online assessment.
- Attend a formal interview or assessment centre - you will meet some BNZ people leaders, have an opportunity to see our environment and be assessed across a number of different competencies.
- Reference checks and probity completed by Talent Acquisition Consultant.
- Formal offer of employment made.
Your Talent Acquisition Consultant will stay in touch and keep you updated at each step in the application journey.
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Risk Graduate Programme
Our Risk Teams help us understand the risks involved in our business, from the initiation of a client relationship, to the execution of a transaction. If you are passionate and innovative, our Risk Graduate Programme will empower, support and encourage you to be the best you can be, and to achieve your career aspirations.
Joining our comprehensive two-year learning and development programme, you'll benefit from a variety of different Risk related experiences through four rotations across Risk. The rotations undertaken will be dependent upon current requirements and may include:
- Risk BNZ Partners – exposure to the credit approval process for medium to large business and corporate clients and experience of the wholesale banking market.
- Risk Retail – exposure to the consumer finance credit approval process and relationship management, and exposure to underperforming portfolios.
- Strategic Business Services – experience in determining and executing appropriate strategies for impaired credits for medium to large business clients.
- Business Support – obtain an understanding of operational risk frameworks, strategies, business continuity management, and Kaizen initiatives across all lines of business.
- Enterprise Risk Insight – experience in monitoring portfolios and providing insight through analysis, exposure to statistical modelling, obtain project experience and partnering skills through working with the business, experience in providing timely and insightful internal and external reporting.
- Legal Services – obtain an understanding of regulatory relations and the legal and compliance environment, exposure to legal issues and matters, regulatory work and relationships and the bank's compliance framework.
You'll also enjoy opportunities to network with senior leaders of the organisation, stretch your skills on community-based projects and present to leadership teams. We’ll give you a buddy to support you through your initial graduate experience and we also offer a Mentoring Programme, linking you with a dedicated manager to provide further support and direction as you move into a permanent role
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Criteria
As well as meeting our Grad Programme eligibility requirements, you'll also need to:
- Be a high achiever – we're looking for consistent academic results plus other achievements in the community, sports, and positions of responsibility
- Tertiary degree in wide range of disciplines including commerce, economics, engineering, management, accounting, finance or business
- Show initiative and motivation
- Have a passion for analysis and problem solving
- Be customer focused and have a continuous improvement mindset
- Be a team player with strong communication and interpersonal skills
- Willing to be based in Auckland
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Application Information
To apply for our Risk Graduate Programme you'll need to:
- You’ll be required to complete an online application - this is your chance to sell yourself, tell us your story and why you're right for BNZ. You will be asked to include your CV, Cover Letter, Academic Transcripts and details of your community, leadership & sporting achievements and work experience.
- You’ll be required to complete an online assessment to support your application.
Subject to meeting the required criteria and being successful through each stage, you can expect the following steps:
- Participate in a telephone interview – a member of the Talent Acquisition team will call you to find out more about your career ambitions, studies, and achievements.
- You may then be required to complete an additional online assessment.
- Attend a formal interview or assessment centre - you will meet some BNZ people leaders, have an opportunity to see our environment and be assessed across a number of different competencies.
- Reference checks and probity completed by Talent Acquisition Consultant.
- Formal offer of employment made.
Your Talent Acquisition Consultant will stay in touch and keep you updated at each step in the application journey.
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Institutional Banking Graduate Programme
Join our Institutional Banking Graduate Programme in 2012, and we'll provide the starting point for your career to go in any direction you want it to. The global opportunities we have to offer mean you can make a real mark on the industry, so now's your chance to wow us with your personality as much as your grades. Create your own success story and take your finance career anywhere you want it to go.
Starting February 2012, this programme will offeryou the opportunity to learn everything you need to know about Instituional Banking, from capital structure to debt funding options. You'll come out the other end ready to help ensure the success of some of New zealand's largest and best known organisations. The variety and flexibility this programme offers means you'll have plenty of opportunities coming your way.
The positions will most likely suit individuals with a strong Finance or Economics degree, however candidates with excellent numerical and communication skills gained in another discipline should not be discouraged from applying. What we're really interested in is leadership potential and the ability to roll up your sleeves and get stuck in. Plus, you'll be confident networking across the business and raising your profile in the industry, so you'll show great relationship building skills and the ability to get on with all sorts.
Join us, and create your own career path to success. With our global marketplace presence and competitive remuneration package you can be sure you're getting sll the opportunities possible to further your career in Institutional Banking.

Our Graduates
So, what's it like to join us on the Graduate Program? What can you expect and how can you make the most of your time with us?
We know that learning and development are essential to giving you the right skills and confidence to help you build a strong and fulfilling career. So, no matter which BNZ Graduate Program you choose, you'll receive:
- Structured and on-the-job learning and development
- Education about the wider business and exposure to senior leaders
- Support as part of the graduate community
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Interview with our Graduate – James Chin
GradConnection chats with James Chin about his experiences in the graduate programme at BNZ
